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Jobelle

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“Establishing Student Loan Assistance Program at L. De Leon St. Siniloan, Laguna”
Feasibility Study

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Student Loan Assistance Program

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A PROPOSAL BY THE STUDENT OF COLLEGE OF BUSINESS MANAGEMENT AND ACCOUNTANCY, BACHELOR OF SCIENCE AND ACCOUNTANCY: * Bayani, Renerose L. * Franquia, Dariel S. * Lucero, Cess-Nielton R. * Malabanan, Jobelle M.
As a fulfillment to the requirements in technical Writing to: * Ms. Farah Edda Theresa R. Mituda
CHAPTER 1
INTRODUCTION AND ITS BACKGROUND

Introduction
Lending business is a type of business wherein individual, partnership, corporations or institution provide money temporarily on condition that the amount borrowed be returned, usually with an interest fee. Terms and Condition depends between the agreements of two parties. It usually focused on the mode of payment whether lump sum or installment, the nominal interest rate and the period of time when money must be return.
The exact origins of the lending business are not known. Scholars and historians believe that the lending business has existed since prehistoric times of which very little is documented and known. There are references to the concept of loans in the bible which indicates that it has been prevalent much before the times of Christ. While in ancient times, it wasn’t perhaps a fully fledged business but the concept and practice of loans did exist.
The lending business had its beginnings in the earliest days of land ownership. Prior to the concept of owning land and thereon wealth, the idea of loan cannot have existed. Once the sense of ownership had been firmly founded in society, loans became a reality.
The earliest documented references of a properly formed lending business are from the ancient and medieval Green and Roman empires. Wealthy businessmen, traders and landlords would…...

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