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Tarm Paper About Lusing Company

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ESTABLISHMENT: House Building Finance Corporation was established in 1952 to provide financial assistance in housing sector. After independence, the corporation was reconstituted as House Building Finance Corporation (BHBFC) by the President’s Order no 7 of 1973.

OBJECTIVES: Shelter is one of the five basic needs of human being to alleviate the acute housing problem. The primary objective is to alleviate the acute housing problem in the country. It is the only financial institution in the housing sector that has been financing for the last 6 decades. Although some of the commercial banks and private sector housing institutions are providing financial assistance to this sector, yet, BHBFC continues to be the major source of housing credit for the middle and lower middle income group of people till today.

OWNERSHIP: BHBFC is the only state-owned specialized financial institution of its kind. The total paid-up capital of the corporation is paid by the Government of Bangladesh.
SOURCES OF FUND: The primary source of the Corporation’s fund is the paid-up capital contributed by the Government. The authorised capital is Taka 110 Crore and during 2010-11 the total paid-up capital stood at taka 110 crore. Other than this the corporation raised its fund by selling Govt. guaranteed debentures with the assistance of the Ministry of Finance to Bangladesh Bank and to other Commercial Banks. The total balance as on 30th June, 2012 stood at Tk 2583.34 crore.

OFFICES: Head Office of the Corporation is located in Dhaka. There are 10 departments at Head Office. Other than head office it has 14 Zonal offices. Out of these 14 offices 7 offices are in Dhaka City (including 1 office at Narayanganj) and the rest 7 Zonal offices are situated in Chittagong, Sylhet, Rajshahi, Khulna, Barisal, Rangpur and Mymensing. The corporation has 14 Regional offices located at Tangail, Jamalpur,…...

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